To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.
This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.
New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To Prism
Help your clients make the most of their accounts with the following tips and reminders.
Accountholders can make contributions to their 2020 plans until tax day 2021. View the video to learn how.
2021 HSA and High Deductible Health Plans (HDHP) Contributions and Out-of-Pocket Limits
Sterling’s Year-End Statement will show you how much is left to spend in your account and your deadlines for spending and reimbursement. To access your Year-End Statement, log in to your FSA account and view “Statements” then select “Year-End Statements.” Click “Run Statement” to generate a report showing any remaining funds left to spend for 2020, and any associated deadlines for associated spending and reimbursement.
The statement may include information on Rollover, Grace Period, or Run-Out Period. Below are the Rollover, Grace Period, and Run-Out-Period definitions.
Rollover
If your plan has a rollover, you may move up to $550 of unused FSA funds to the following plan year. The rollover doesn’t affect the following plan year’s maximum contribution amount.
Grace Period
If your FSA plan has a grace period, you have up to two-and-a-half months at the end of your plan year to spend unused FSA funds and incur new FSA eligible expenses. For example: If you had a December 31 FSA year deadline, your grace period would allow you to use your FSA funds through March 15.
Run-Out Period
If your FSA plan has a run-out period, you have an extended period of time at the end of the FSA plan year to submit receipts for reimbursement. You can only get reimbursed for claims incurred during the previous FSA plan year. The run-out period varies with each plan.
For more FSA information, visit the Sterling Administration website.
Take the guesswork out of what is eligible with your FSA and HSA plans with Sterling Administration’s partner – the HSA Store and FSA Store. It’s an easy-to-use online shopping platform that offers 24/7 chat and online help.
Use these valuable coupons when shopping.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.