CLAREMONT INSURANCE SERVICES
PRIVACY POLICY
July 1, 2024

The policies described in this Privacy Policy do not apply to Claremont’s offline communications, data collection practices, or other activities.

Normal Website Usage. We may gather and store certain information about your visit. The information that we collect does not personally identify you and cannot be linked back to you unless you decide at some point to identify yourself. We use this information to generate statistics and measure site activity to better provide our customers with a smooth and efficient experience when using the Website.

Cookies. Cookies are pieces of information that a website transfers to an individual’s hard drive for record-keeping purposes so that one may track site and user activity. The use of cookies is a standard industry practice and we may use cookies on the Website.

Collection of Information to Provide a Service. Claremont provides services for which we may need to collect and store information such as name, address, e-mail address, gender, age, type of request, and possibly additional information. The information you submit to us through the Website is not encrypted. We may also obtain information about you from third parties. We may obtain information about employers and their employees through a participating insurance broker. This can occur when the employer requests a quotation for health insurance coverage. We may also receive the aforementioned information regarding employers and employees when a broker uses our PRISM service.

Disclosure of Collected Information. The information we collect through this Website and from other sources is used to provide quotations for health insurance coverage and to provide other products and services to our brokers. Except as described in this Privacy Policy, we will use commercially reasonable efforts to maintain the confidentiality of the information you provide to us. We may share information with our contracting health plan carriers during the underwriting process, as well as affiliated businesses and the PRISM service. In the future, we might buy, sell, exchange, assign, or trade Claremont’s business assets, which may include this information. Also, in the event that Claremont is, or substantially all of its assets are acquired, customer information may be one of the transferred assets. We may also release personally identifiable information when we believe that the release of such information is required by law or is necessary to protect the rights, property, or safety of Claremont, or others.

Consent to SMS Messaging. By providing a telephone number and/or submitting a website form you are consenting to be contacted by SMS text message. Message and data rates may apply. You can STOP messaging by sending STOP and get more help by sending HELP.

No mobile information will be shared with third parties/affiliates for marketing and/or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Correction of Data. You may contact us at 925.296.8800 if you desire to correct any personally identifiable information we have regarding you.

Information Contained on Website: The information contained on the Website is not intended as professional, medical, or legal advice. The insurance information obtained by use of the Website does not constitute an offer of insurance and is subject to the approval of the respective insurance providers. No contract for the provision of a policy of insurance is formed by the use of the Website. The carrier deadlines provided on the Website are estimates and subject to change without notice.

Third-Party Links: The Website may contain links to third-party websites. Claremont makes no representation regarding the content or accuracy of any website that you may access through our Website. USE OF SUCH WEBSITES IS AT YOUR OWN RISK. The views, opinions, statements, offers or other information or content expressed therein are those of the respective author(s) or distributor(s), not of Claremont.

Disclaimer of Warranties: The Website is provided “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

IN NO EVENT WILL CLAREMONT BE LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR DAMAGES TO SYSTEMS OR DATA, EVEN IF CLAREMONT HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES RELATED TO OR ARISING OUT OF ACCESSING THIS WEBSITE.

IN ANY CIRCUMSTANCES WHERE LIABILITY OCCURS, YOU ACKNOWLEDGE THAT THE ENTIRE LIABILITY OF CLAREMONT UNDER THIS TOU, OR ANY MATTER RELATING TO THIS TOU OR THE WEBSITE, REGARDLESS OF THE FORM OF ANY CLAIM OR ACTION OR THEORY OF LIABILITY (INCLUDING CONTRACT, TORT, OR WARRANTY) SHALL NOT EXCEED ONE THOUSAND DOLLARS ($1,000) AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND ANY AFFILIATED PARTY.

Indemnification: You agree to defend, indemnify, and hold harmless Claremont and its subsidiaries, affiliates, officers, agents, employees, partners, and licensors from any claim or demand, including attorneys’ fees, made by any third party due to or arising out of User Content you submit or transmit to us or your breach of the TOU.

Trademarks: Claremont Business Group, Inc., Claremont Insurance Services, Inc., PRISM, and are trademarks or registered trademarks of Claremont Business Group, Inc. All other products or services mentioned herein are trademarks or registered trademarks of their respective companies.

Use of Website: By using the Website, you represent that you are at least 18 years old and are a resident of the United States. If you are under 18 or not a U.S. resident, do not use the Website. Claremont does not intend to market any products or services to children and does not knowingly collect personal information from children under the age of 13 through the Website.

Governing Law: The Terms of Use (“TOU”) shall be governed by the laws of the State of California, USA, without reference to its choice of law rules. By accessing the Website you agree that Contra Costa County Superior Court and the United States District Court for the Northern District of California shall have exclusive jurisdiction over any disputes with Claremont arising from or related to your use of the Website. You irrevocably consent and submit to the exclusive personal jurisdiction of such courts, and you irrevocably waive any jurisdictional, venue or inconvenient forum objections to such courts.

Miscellaneous: You agree that, except as otherwise expressly provided in the TOU, there shall be no third-party beneficiaries to this TOU. The failure of Claremont to exercise or enforce any right or provision of this TOU shall not constitute a waiver of such right or provision. The TOU constitutes the entire agreement between you and Claremont relating to the use of the Website. Additional terms and conditions may apply when you use any third-party services (such as PRISM) or access any linked websites. Should any provision of our TOU be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Contacting Claremont: If you have Website questions, comments or concerns, please contact info@claremontcompanies.com. Please include details of your questions, comments or concerns and your complete name and contact information. You may also call 800.696.4543.