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✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
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In response to the temporary closure of most dental offices, Principal has announced the following actions:
Fully-insured dental groups (both contributory and voluntary) will receive a 10% premium credit on their June through October 2020 invoices. The premium credit calculation is based on the prior month’s billed premium2.
A $7 payment for personal protective equipment (PPE)3 will be paid to in-network providers with each member’s dentist visit from June 1 through December 31, 2020. This payment will help offset the additional expenses for dental offices to maintain up-to-date infection control procedures and to reduce the risk of exposure to members. Additionally, this payment may help decrease the member’s out-of-pocket costs.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
1 Excludes self-funded coverage.
2 Self-accounting customers can calculate a 10% reduction in premium for their June-October 2020 billing.
3 PPE payment does not count toward the member calendar year maximum. Eligible visits are based on the date of service from June 1- December 31, 2020.
*Applies to all existing lines excluding accident and critical illness.
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