Principal - Ancillary Coverage for Attorneys and Physicians

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Big News! Health Net is Now Available Through Claremont Insurance!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com

Principal – Ancillary Coverage for Attorneys and Physicians

Feb 8, 2021, 2 Minute Read

Your attorney and physician groups have unique needs when it comes to insurance. To help, offer them Principal’s special ancillary solutions.

No matter the business size or budget, Principal offers a variety of affordable and flexible coverage options and:

Education resources and services to help educate employees about benefits.
Easy enrollment processes reducing your workload.
Discounts and services focused on financial, mental, and physical health.
Generous life maximum and guaranteed issue limits.
Streamlined enrollment and administration.

Attorneys

As an Association of Legal Administrators (ALA) VIP^SM business partner, Principal^® offers employee benefit programs exclusively for ALA members. Principal’s broad portfolio offers group dental, short-term and long-term disability, life, vision, critical illness, and accident coverage. Features include:

Specialty own occupation that protects attorneys by basing disability on the inability to work in a given specialty of law.
Preferred pricing on all group insurance products (10 or more enrolled lives and at least one new line of coverage).
Three-year rate guarantee when you offer three or more group insurance coverages from Principal, including voluntary products.
Multiple product discount on employer-paid coverages when you offer three or more qualifying coverages from Principal. The more products you purchase, the more savings you can get.
To learn more, download the Group Benefits for Attorneys flyer and the Disability FAQs for Attorneys flyer.

Physicians

Principal’s enhanced long-term disability (LTD) program offers physician-specific protection and is highly flexible. Features include:

Standard provisions include:
– No loss of income required during the elimination period.
– Pre-disability earnings.
– Trial work days.
Optional benefit riders on cases with 10 or more eligible employees include:
– Specialty own occupation.
– Infectious and contagious disease benefit.
– Progressive illness benefit.
– Business protection (overhead) benefit.
– Extended earnings protection benefit.
To learn more, download the Group Disability Insurance for Physicians flyer.

Earn more with Principal’s Production and Persistency Bonus programs.

Start quoting Principal today!

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

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