PRISM Login

To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

Covered California for Small Business –
New Blue Shield Plans

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

Login To Prism

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes:
4.10.20 for April effective dates.
5.12.20 for May effective dates.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Are there any extensions to new group application deadlines?

Posted by

Yes. Check the Carrier Responses section of our COVID-19 resource page for the latest information.

Is there a Special Enrollment Period (SEP) for employees who have previously waived coverage?

Posted by

Yes:

  1. Open through April 10. 
  2. Individuals who previously declined coverage for themselves or their dependents can enroll for benefits. 
  3. Employers may make a one-time, “mid-plan year” contribution change. Employees may make a one-time “mid-plan year” plan downgrade within the same Health Plan.

Learn more here. 

Is Reliance Standard providing any relief to employer groups?

Posted by

Yes. Reliance Standard is providing relief in a number of ways, including temporarily:

More information of these new actions can be found on Reliance Standard’s Coronavirus Response page, with links to general FAQs and Dental and Vision FAQs.

Is MetLife providing any rate passes?

Posted by

MetLife has announced for groups with fewer than 500 lives and have a renewal June – September of 2020 that they will be having a rate pass. MetLife will be reaching out to employer groups renewing during June – September this week to notify them of the rate pass.

Learn more.

Is there any relief to employers who have furloughed employees or reduced their hours?

Posted by

Yes.

For group life, dental, AD&D, vision, accident & health and legal coverage, MetLife is willing to allow employees who are furloughed, temporarily laid-off or have reduced hours/salary to continue their coverage for 12 months from the date of the furlough, temporary lay-off or reduced hours/salary (collectively, “temporary salary reductions”). Premiums need to be remitted for coverage to remain active.

For purposes of group life, the coverage amounts will not be reduced as a result of temporary salary reductions and will remain in effect just as they were prior to the furlough, temporary lay-off or reduced hours/salary. Accordingly, premium needs to be remitted based on the volume for the regular (non-reduced) coverage amounts.

For group disability, MetLife is willing to allow employees who experience a furlough, temporary lay-off or have reduced hours/salary between March 1, 2020 and May 31, 2020, to continue their coverage for 60 days from the date of the furlough, temporary lay-off, or reduced hours/salary. Coverage amounts will not be reduced as a result of temporary salary reductions and will remain in effect just as they were prior to the furlough, temporary lay-off or reduced hours/salary. Accordingly, premium needs to be remitted based on the volume for the regular (non-reduced) coverage amounts.

In all instances, if the group policy allows for longer periods of continued coverage under any of the circumstances outlined above, MetLife will honor the longer period of time.

Premiums need to be remitted for coverage to remain active.

Learn more.