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Beam

If there is a reduction in enrollment for a group, what is the minimum number of enrollment/EEs Beam will allow to continue the Dental/Vision coverages, even if on a temporary basis?

As long as one person remains actively employed, eligible employees may elect to continue coverage under COBRA. Beam are not terminating groups who fall below the 2- member threshold at this time.

If the employer would like to keep furloughed or laid off employees on the group plan, that is allowed and is at the discretion of the employer. Beam will continue to invoice the employer for all members that are actively on the plan, therefore the group would be responsible for collecting any individual premiums from their furloughed employees.

Contact Claremont for more information.