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Login To PrismIf an employer group has to temporarily lay off employees because of coronavirus, are its employees still insured?
Certain policies (e.g. the standard life contract) have specific continuation of coverage provisions, which will be followed. Without such a provision, standard policies (for example, disability policies) do not allow an employee to maintain insurance coverage once the insured is no longer in an eligible class. Groups should check their policy; certain policies may allow extension of coverage in compliance with applicable laws, and if so, that will be specifically listed.
Helpful Resources
Reliance Standard Coronavirus Response page, with links to general FAQs and Dental and Vision FAQs.
There may be a more recent answer to this question. Contact Claremont for an update.
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