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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Covered California for Small Business

Covered California for Small Business (also known as SHOP: Small Business Health Options Program) is a health insurance marketplace that offers small businesses (1-100 employees) a choice of quality, affordable health insurance from multiple trusted carriers. Business owners and their employees can easily find a plan that fits their needs and budget.

The Small Business Health Care Tax Credit, available only with coverage purchased through Covered California for Small Business, can save employers up to 50% on health care premiums and generate new business opportunities for agents. To learn more, download our Health Care Tax Credit Solution.

Tax Credit

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Business Submission Deadlines
Effective DatesDeadlines

December 1

Tuesday, November 26

With Late Submission Acknowledgement Form - 12/07/2024

January 1

Friday, December 27

With Late Submission Acknowledgement Form - 01/07/2025

February 1

Monday, January 27

With Late Submission Acknowledgement Form - 02/07/2025

March 1

Monday, February 24

With Late Submission Acknowledgement Form - 03/07/2025

New Group Submission Instructions

New Group Submissions

Claremont is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more, for a variety of products offered through Covered California.

Plan summaries, enrollment and change forms, and information about Covered California for Small Business and our other carriers are always available through Claremont. Request materials online at materials@claremontcompanies.com or call our broker service representatives at 800.696.4543.

Enrollment Guidelines

  1. Paper applications and supporting documents should be received by Claremont no later than the last week of the month for coverage effective the following month.
  2. It’s recommended, but not required, that you forward Claremont a check from your client, made payable to Covered California, in the amount of the quote for the initial premium. Alternatively, you and your client can wait until you have received an invoice from Covered California.

Please note: to enroll a group with Covered California, an agent must be a Certified Insurance Agent. To confirm your certification, search for your name on Covered California. Agent training and certification information is available here.

Assigning Claremont as Your General Agent
Upon receipt of your completed paper applications (hard copy, faxed or scanned via email), Claremont will be automatically assigned as your General Agent and we will begin processing those applications on your behalf.

If you are ready to enroll your group in a Covered California for Small Business plan, please visit the Forms and Documents page for the required paperwork.

Thank you for choosing Claremont Insurance.

Submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Overview

Covered California for Small Business is a health insurance marketplace that offers small businesses (1-100 employees) a choice of quality, affordable health insurance from multiple trusted carriers. Business owners and their employees can easily find a plan that fits their needs and budget.

To learn how you and your employer groups will benefit from Covered California, download these valuable sales guides:

The Covered California Advantage

  • Quality, affordable health insurance plans from well-known trusted carriers.
  • Greater choice – employees can select any plan from any carrier in their region.
  • Financial control – employers can define the amount they will contribute towards employees’ premiums.
  • Valuable tax credit savings of up to 50% on employee health care premiums for up to two years.
  • Employee-only coverage that allows eligible dependents to qualify for subsidies.
  • Price protection – Covered California will always have the lowest cost plans.
  • Simplified administration and online tools.
  • Lead generating marketing and promotions for agents.

Carriers and Plans

Health insurance plans, through Covered California, offer benefits from a wide selection of trusted private insurance companies, at four levels of coverage: Bronze, Silver, Gold and Platinum. Plan types include: HMO, PPO, EPO, and HSA.

Medical Carriers

  • Blue Shield of California
  • Kaiser Permanente
  • SHARP

Dental Carriers

  • California Dental Network
  • Delta Dental
  • Dental Health Services
  • Liberty Dental Plan

Easily sell multiple carriers and gain new business with Covered California’s unique features and benefits.

Need more information or assistance?
Contact Claremont’s Covered California for Small Business experts at 800.696.4543 or info@claremontcompanies.com.

Agent Resources

Access Claremont’s comprehensive suite of agent resources, and Covered California’s agent tools, to build relationships with existing and prospective clients to maximize your success.

Claremont Agent Resources

Covered California Agent Resources

For Small Businesses:

For Individuals:

Need more information or assistance?
Contact our Covered California for Small Business experts at 800.696.4543 or info@claremontcompanies.com.

 

More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.