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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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ACA/Healthcare Reform

How do the waiting period rules apply to rehires?

An employee whose employment has terminated and who then is rehired may be treated as newly eligible upon rehire and, therefore, required to meet the waiting period anew, if reasonable under the circumstances. The same would apply to an employee who moves to a job classification that is ineligible for coverage but then later moves back to an eligible job classification.

Please note that there are rehire rules under the Large Employer Mandate that may require Applicable Large Employers to provide coverage sooner than the end of the 90-day waiting period.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.