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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Covered CA

Which tax year will the Marketplace use to determine household income?

The taxpayer’s actual household income for the taxable year will be used.  Marketplaces will use data from tax filings and Social Security data to verify household income information provided on the application, and in many cases, will also use current wage information that is available electronically.  If the data submitted as part of the application cannot be verified using IRS and SSA data, then the information is compared with wage information from employers provided by Equifax.  If Equifax does not substantiate the information on the application, the Marketplace will request an explanation or additional documentation to substantiate the applicant’s household income.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.