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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismPlease explain cost sharing reductions.
Cost sharing reductions (CSR) help people with their out-of-pocket costs such as deductibles, coinsurance and copayments. It is only available to people who enroll in in a silver plan. The issuers provide the extra help with out-of-pocket costs by covering more of the costs of covered benefits, hence increasing the actuarial value of a silver plan. As a result, the individual pays lower deductibles, coinsurance, and/or copayments.
There are three levels of savings available to people who qualify for a CSR. The level of savings is based on the family’s income. See table on page 18 in the Eligibility for Individuals and Families participant guide.
There may be a more recent answer to this question. Contact Claremont for an update.