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PRISM Temporarily Unavailable

PRISM is currently experiencing technical issues. The problem is being worked on, and we’ll share updates as they become available. We appreciate your patience.

For assistance, contact us at 800.696.4543 or info@claremontcompanies.com.

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Covered CA

Please elaborate on the premium assistance. Do consumers pay the full premium and receive a monthly check or do consumers pay a lower premium each month?

Covered California uses the consumer-friendly term “premium assistance” in referring to the Advance Payment of the Premium Tax Credit (APTC).

Consumers who are eligible for premium assistance can choose when and how
they want to apply their premium assistance amount.

Consumers have the following options:

  1. Taking the premium assistance in advance to lower the cost of monthly premiums;
  2. Applying the premium assistance at the end of the year when filing taxes; or
  3. Using some of the premium assistance in advance and receiving the balance at tax time.