To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.
This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.
New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismOur office consists of 1 owner and 4 full time employees. 2 of us have coverage through our spouse’s union. Are the remaining 2 the only ones that have to be offered coverage?
The Affordable Care Act, does not require small employers to offer health care coverage. If the small employer chooses to offer coverage, in order to be eligible for SHOP the employer has to elect to offer, at a minimum, all full-time employees coverage in a Covered California Health Insurance Plan through the SHOP and meet a minimum employee participation rate of 70%. The employees who are covered through their spouse’s union would be counted as valid waivers.
See pages 4-5 in the Eligibility and Enrollment for the Small Business Health Options Program participant guide for the eligibility requirements for SHOP.
There may be a more recent answer to this question. Contact Claremont for an update.