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Covered CA

Are there limited visits for speech, physical therapies?

Health plans can no longer impose annual or lifetime dollar limits on essential health benefits.  The list of essential health benefits includes rehabilitative and habilitative services and devises.  These include physical, occupational, and other therapies and treatments to help people regain function after an accident or illness (“rehabilitative” services), or to help them maintain (rather than regain) their ability to function on a daily basis (“habilitative” services).

As for limits on visits, there are no limits on Department of Managed Health Care plans, but there can be limits on Department of Insurance plans.