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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Covered CA

Are there limited visits for speech, physical therapies?

Health plans can no longer impose annual or lifetime dollar limits on essential health benefits.  The list of essential health benefits includes rehabilitative and habilitative services and devises.  These include physical, occupational, and other therapies and treatments to help people regain function after an accident or illness (“rehabilitative” services), or to help them maintain (rather than regain) their ability to function on a daily basis (“habilitative” services).

As for limits on visits, there are no limits on Department of Managed Health Care plans, but there can be limits on Department of Insurance plans.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.