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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Can employers make self-adjustments to their invoice if they have added or terminated employees?

It is strongly advised that employers pay the exact amount invoiced even if an employee has terminated from or been added to the plan. Failure to submit payment in full could result in delinquency or cancellation of coverage. Conversely overpayment, while usually applied correctly to the next invoice, may sometimes lead to billing errors. If an employer pays the full premium even though an employee has terminated, the carrier will typically adjust future invoices within one or two billing cycles and issue a credit to the employer. And if an employee has been added, the carrier will add an amount to a future invoice for the time the employee was enrolled, but for which the employer was not billed.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.