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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismCan a dependent child who “ages out” of their parent’s coverage at age 26 elect COBRA to continue that coverage?
Yes. If a dependent loses coverage because they are no-longer age-eligible under a parent’s plan, the dependent has experienced a COBRA qualifying event and may elect to continue coverage under that plan through COBRA. Per the Department of Labor’s FAQ on COBRA:
“In addition to the above, the following is a qualifying event for a dependent child of a covered employee if it causes the child to lose coverage:
Loss of dependent child status under the plan rules. Under the Affordable Care Act, plans that offer coverage to children on their parents’ plan must make the coverage available until the adult child reaches the age of 26.”
Resource
U.S. Dept. of Labor: “FAQs on COBRA Continuation Health Coverage for Workers” page 3, Qualifying Events section.
There may be a more recent answer to this question. Contact Claremont for an update.