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Login To PrismWhy would anyone purchase coverage outside of the Exchange, even high income earners? Do the benefits change outside of the Exchange? Can insurers offer richer plans outside of the Exchange?
Consumers may want to purchase outside of the Exchange for more options. There may be plans outside of the Exchange that have richer benefits or better meet the consumer’s needs. However, any plans in Covered California that are also offered outside of Covered California have to have the same benefits and premiums.
There may be a more recent answer to this question. Contact Claremont for an update.
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