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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismMental health significantly impacts worker productivity, engagement, and overall company success. Mental Health Awareness Month is an important reminder to prioritize mental wellness programs for the workforce by offering tailored solutions, including Employee Assistance Programs (EAPs), to your clients.
To promote mental health awareness, the Substance Abuse and Mental Health Services Administration (SAMHSA) is offering a comprehensive campaign during May. Each week focuses on a different group, starting with older adults, followed by children and teens, pregnant and postpartum individuals, racial and ethnic minority groups, and LGBTQIA+ communities. The campaign provides actionable insights to help you and your clients address the unique mental health challenges faced by these demographics.
Supporting the unique mental health needs of older adults.
As we age, we may experience life changes that impact our mental health.
Resources to help children and teens build resilience, self-care strategies, and skills for managing life stressors in healthy ways.
Supportive families, communities, and resources can help youth build strong foundations for lifelong well-being.
Recognizing the importance of maternal mental health among pregnant and postpartum people.
Pregnancy and giving birth can be joyful and can also present a variety of strong emotions for pregnant and postpartum people.
The unique challenges, strengths, and contexts that affect mental health in people from racial and ethnic minority groups.
Everyone deserves access to respectful and culturally appropriate care.
Building support for mental well-being in the LGBTQIA+ community.
Inclusive families, schools, and societies can support mental health in the LGBTQIA+ community.
As one of the few Employee Assistance Programs (EAPs) that serve small employers, The Holman Group provides comprehensive and cost-effective behavioral health and substance use services to reduce healthcare costs and absenteeism, minimize turnover, and enhance employee well-being and performance.
The EAP can be offered as a standalone benefit or seamlessly integrated with other mental health and substance abuse programs, ensuring a holistic approach to addressing employee needs.
Contact Us For a Holman EAP Quote
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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As mental health and well-being become higher priorities for employees, it is important for employers to understand the range of relevant services and benefits available through insurance carriers. Staying informed on these carrier offerings helps you provide guidance to your clients so they can support their workforce.
Carriers offer a variety of programs that promote emotional, behavioral, and mental health. These may be included in existing policies or offered through additional coverage options.
Carrier Services and Benefits Include:
Regularly reviewing our Carrier Resources Guide can help you advise your clients on current services that align with their employee needs and preferences.
Download our Guide by clicking on the image or button below.
Emotional, behavioral, and mental health resources are also available from government agencies, health systems, and others.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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With the Covered California for Small Busines (CCSB) bonus program, agents who place new small group business from July 1, 2024 – January 1, 2025, can earn up to a $12,000 bonus per group, in addition to competitive commissions. To qualify for the first bonus tier of $1,000, agencies must submit a minimum of three groups with four enrolled employees. Best of all, the bonus is per group with no maximum number of groups! Download the flyer for details.
In addition to California’s most comprehensive access to doctors and hospitals, CCSB health plans offer choice and control, with:
As a trusted CCSB partner since its 2014 launch, we are a top-producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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The latest MetLife study highlights the importance of maintaining a caring and supportive work environment during times of macroeconomic uncertainty, geopolitical conflicts, and election year tensions. Offering a robust benefits package and a welcoming culture can establish a foundation for mutually beneficial employment relationships, providing stability and helping employees prepare for unexpected events and challenging times.
Organizations that prioritize employee care are better positioned to achieve their talent management objectives, even in turbulent times. Investing in such initiatives not only supports financially stressed employees but also enhances productivity and retention, positively impacting the bottom line. The study demonstrates that the benefits of investing in employee well-being extend to both the workforce and the organization, emphasizing that the cost of neglecting employee care could be far greater than the investment in it.
MetLife’s 2024 U.S. Employee Benefit Trends Study, Maximizing Employee Care: Opportunities for Enhancing Care Delivery Across the Employee Experience, not only tracks shifts in employee expectations and workplace dynamics but also offers insights into how a well-structured employee care strategy can significantly enhance both employee well-being and organizational outcomes. By addressing the holistic needs of employees across various life and work scenarios, employers can develop a more engaged, loyal, and productive workforce.
To learn more, check out this video:
As a benefits advisor, the data-driven insights and valuable strategies from the MetLife Study can help you play a pivotal role in guiding employer groups to create a workplace environment that truly supports their employees. Contact us today to develop benefits solutions tailored to your clients’ needs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Blue Shield of California continues to deliver comprehensive health benefits tailored to the needs of small businesses and their employees. Here’s a summary of the third quarter changes.
The 10% specialty discount is a perpetual program that is applied when a dental and/or vision plan is added to a new or existing small business medical group.
The Relaxed Participation Promotion has been extended through December 31, 2024.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Effective June 1, 2024, Humana is now offering short-term and long-term disability plans for California-based groups. These plans are currently available for quoting and provide comprehensive financial protection for employees who may be unable to work due to illness, injury, or disability.
Recognizing that most people cannot afford a prolonged loss of income, these disability plans are designed to help cover daily expenses, allowing employees to maintain financial stability and focus on their recovery.
Humana’s disability plans prioritize employee well-being, are easy to use, and provide comprehensive income protection, making them a valuable addition for employers looking to enhance their employee benefits.
To learn more, download these Humana guides:
And take advantage of Humana’s 2024 Group Benefits Growth Bonus to earn more in 2024.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Delta Dental’s recent expansion of the pediatric dental coverage age limit under DeltaCare® USA plans represents a significant opportunity for you and your employer groups. By extending pediatric dental coverage to children through the age of 13—up from the previous limit of 7—Delta Dental not only demonstrates its commitment to family health that goes beyond the industry standard but also gives you a stronger benefits package to offer employers. And it allows employers to provide comprehensive dental care for their employees’ children fostering a healthier workforce and attracting top talent.
Why the Higher Age Limit Matters
Having dental care from a young age is crucial as kids’ baby and permanent teeth develop. Most children lose their last baby tooth around 12 years old. Allowing kids to see the same dentist through age 13 gives them consistent, comfortable care during this important time.
By embracing these enhanced plans, you can differentiate your offerings, while employers can improve their benefits packages, leading to happier, healthier employees and families. To learn more, visit Delta Dental.
Plus, now you can earn more with the Delta Dental Broker Rewards Program.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Recognizing the direct correlation between financial well-being and health, Delta Dental has introduced the Healthcare Spending Card, a new approach to managing dental and healthcare expenses. This card offers employees a more accessible and convenient way to finance their healthcare needs with:
An excellent tool to make employee benefits more attractive, the Healthcare Spending Card is easy to use, and employers can add it to their benefits package at any time of the year with no contract, ongoing file sharing or integration (and no credit risk).
Despite the availability of dental insurance, financial barriers often deter individuals from seeking necessary dental care. The Healthcare Spending Card aims to remove these barriers, making it easier for people to get the dental care they need. By incorporating the Healthcare Spending Card into their offerings, your clients can play a pivotal role in promoting a healthier, financially secure workforce. Learn more.
Plus, now you can earn more with the Delta Dental Broker Rewards Program.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
With Beam’s short-term disability plans, powered by The Hartford, you can easily offer employers flexible, best-in-class comprehensive disability coverage. Available for California groups of 10+ eligible employees, these guaranteed issue plans offer members financial support with payments starting as soon as the first day of disability for up to 26 weeks.
To learn more, visit Beam Benefits and download these flyers:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
As one of the few Employee Assistance Programs (EAPs) that serve small employers, The Holman Group provides comprehensive and cost-effective behavioral health and substance use services to enhance employee well-being and performance.
Check out their orientation and regular webinars and videos for employees on parenting, nutrition, finances, and more.
By incorporating The Holman Group EAP into their benefits package, employers can facilitate early intervention for personal and work issues, reduce healthcare costs and absenteeism, minimize turnover, and boost work satisfaction. The EAP can be offered as a standalone benefit or seamlessly integrated with other mental health and substance abuse programs, ensuring a holistic approach to addressing employee needs. Learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.