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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismCost concerns and rising inflation are top healthcare challenges for small businesses. Offer your clients and prospects savings of up to 50% on health care premiums for up to two years with the Health Care Tax Credit – only available through Covered California for Small Business (CCSB). To maximize your clients’ savings, move them into a Covered California for Small Business plan this year.
Use our simple turnkey Health Care Tax Credit Solution to ensure your clients get the most for their health care dollars. Provide us with some basic group information and we’ll estimate the Tax Credit percentage and dollar amount for which your client will qualify.
Claremont has been a trusted CCSB partner since its 2014 launch, and we are a top producing general agency in our sales territory. From agent certification and quoting to assessing new group eligibility and resolving post-enrollment issues, our CCSB experts will provide guidance and support every step of the way.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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In addition to the continuation of the 2-year rate guarantee for new dental business, Humana is offering a Special Discounts Program and an enhanced Specialty Growth Bonus.
To strengthen the personal well-being and enrich the lives of members enrolled in an ancillary line of coverage (excludes waivers), Humana is offering a Special Discounts Program that includes the following.
Download the Humana Special Discounts Program flyer to learn more.
Intended for specialty lines of coverage of all sizes, the Humana Specialty Growth Bonus is paid once annually, within 60 days after the January 31, 2024 program end date.
2023 Enhancements
Bonus Program Highlights
Eligible Products
To learn more, download the Humana Specialty Growth Bonus flyer.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Increase your earning potential in 2023 with Principal’s Production Bonus, Persistency Bonus, and Privileged Partner Program. All three programs apply to voluntary and non-voluntary dental, STD, LTD, life, and vision coverage, voluntary accident, and voluntary critical illness.
Earn rewards for placing new business with Principal. The more you sell, the higher the bonus factor. Whether you sell several smaller cases or just a few larger cases, you can qualify for a production bonus based on new sale credits for each of the qualifying coverages or services below.
Earn rewards for placing and keeping business with Principal. The more premium you retain the higher the bonus factor.
There are more ways to qualify for Principal’s bonus programs than just selling group insurance products.
Earn one new sale credit for each of these qualifying coverages or services:
Download the Principal Broker Bonus Programs flyer to learn more.
*Self-funded dental, STD, and vision are not eligible.
With two levels of recognition: Elite and Platinum, the Privileged Partner Program membership is based on the number of new Principal coverages you’ve placed, the premium persistency of your group benefits block with Principal, and for Elite qualifiers, the amount of inforce premium. As your business with Principal grows, your rewards and status will grow.
Elite and Platinum brokers can earn an additional bonus for placing and maintaining group benefits with Principal. New coverages must include at least five lives. Renewals are not included in this program.
Coverages must be eligible under the group benefits bonus program.
Download the Principal Privileged Partner Program flyer to learn more.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Blue Shield of California continues to provide value to your small group clients. Here’s a summary of the updates to prepare for Q2.
Q2-2023 Rates
Medical Plan Changes
There are minimal changes to Blue Shield’s medical plan portfolio.
More information and plan summaries can be found in Blue Shield’s updated April 1, 2023 Medical Sales Guide and Specialty Sales Guide.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Choice Medical Group Successful Contract Negotiation
Blue Shield of California has agreed to a multiyear provider contract negotiation with Choice Medical Group Apple Valley and Choice Medical Group Barstow in San Bernardino County.
Members who received contract termination letters will now receive “good news” letters with information on the successful negotiation.
Rady Children’s Health Network and Hospital Successful Contract Negotiation
Blue Shield of California and Blue Shield of California Promise Health have reached contract agreements with Rady Children’s Health Network (RCHN) and Rady Children’s Hospital in San Diego County.
Members who received contract termination letters regarding Rady Children’s Health Network (RCHN) will now receive “good news” letters with information on the successful negotiation.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
The impact of COVID-19, rapid technological advancements, inflation, a tightening labor market, and an aging population will affect employee benefits in 2023. Delta Dental anticipates these trends for you and your clients in 2023:
A recently released KPMG CEO Outlook survey found that firms of all sizes are looking to cut costs in preparation for a possible recession. Eight out of ten CEOs anticipate a recession over the next year.
When it comes to cutting costs, small businesses don’t have to sacrifice benefits. Offering affordable dental benefits is still possible with Delta Dental’s small business dental plans – with three different price points to meet most budgets. Delta Dental PPO™ and DeltaCare® USA plans are available at each price point.
A wave of technological advances, including a huge increase in telemedicine and teledentistry, in part spurred by the COVID-19 pandemic, will continue to impact and transform dental care in 2023. These technological advances will continue to improve efficiencies, enhance patient care, and broaden accessibility. In fact, about 55% of large employers plan to increase access to virtual health services, according to a November report.
Delta Dental offers two convenient virtual dentistry options:
In a labor market still recovering from COVID-19, attracting and maintaining a high-quality workforce is more important, and difficult, than ever. As the Great Resignation continues to influence the job market, employers who are looking to expand in 2023 may find job applicants tough to find.
According to a recent survey, almost half of employees said they are currently looking or planning to look for a new job in 2023, up five percent from 2022. And a Forbes survey found that in 2022, eight percent of employees left a job they liked to find better health benefits.
A robust dental benefits package can play a key role in your clients’ success and set them apart from the competition. According to the Bureau of Labor Statistics, only 44% of civilian workers have access to dental benefits, so companies who do offer dental benefits have an extra advantage in attracting talent. What’s more, a recent survey showed that 33% say health benefits and services are the most important factor when choosing an employer.
Health care benefits are a big part of an employer’s overall salary package. And having a strong and strategic benefits package is key to recruiting and retaining valuable employees. Plus, having healthy people on the job means a higher level of employee productivity. Make sure your groups have access to the most comprehensive and affordable dental benefits by offering them Delta Dental.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Blue Shield of California has agreed to a multiyear provider contract negotiation with Choice Medical Group Apple Valley and Choice Medical Group Barstow in San Bernardino County.
Members who received contract termination letters will now receive “good news” letters with information on the successful negotiation.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
By law, all carriers are required to offer the small group Special Enrollment Period (SEP) one time per year to allow employers to enroll in coverage with a $0 contribution requirement and no minimum participation requirement. The application period is from November 15 to December 15, 2022, for coverage effective January 1, 2023. Carrier administration of the SEP may vary slightly, including recertification at renewal.
Please note: the Special Enrollment Period is different than the relaxed participation promotions. These carrier promotions are usually offered for a specific time period and may be discontinued at any time.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Blue Shield of California has not yet reached an agreement on rates and terms of contracts with Rady Children’s Health Network (RHCN), Rady Children’s Hospitals in San Diego, and Choice Medical Group. Without an agreement, the terminations will become effective as follows:
Blue Shield is preparing a smooth transition to alternate PCPs and medical groups so members will continue to have uninterrupted access to quality care. If a member’s PCP is part of another in-network medical group, they’ll be assigned that same PCP. Otherwise, members will be assigned a new PCP based on geography and availability. PCP reassignment will not occur until the end of the contract period. Members may change their PCP at any time by using the Blue Shield Find a Doctor tool.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
With an expansive network, Humana Vision offers a choice of more than 135,000 provider locations nationwide, including independent providers, retail, and online options (LensCrafters, Pearle Vision, Target Optical, Ray-Ban, Glasses.com, and ContactsDirect.com).
Starting January 1, 2023, Humana’s network will include Walmart® and Sam’s Club™ vision and optical centers. Current and new Humana Vision members can visit Walmart and Sam’s Club vision and optical centers for eyeglass frames, lenses, and contact lenses as part of their in-network vision benefits. Learn more.
Please note: some optometrists with Walmart and Sam’s Club are independent contractors and may not participate in the Humana Vision network for eye care services like exams. Members can use Humana’s “Find an Eye Doctor” tool or call the provider in advance to confirm if the provider is in network.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.