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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismCigna + Oscar (C+O) is now live in PRISM to quote groups with a January 1 or later effective date. With rates comparable to Kaiser, and networks that include UCSF, Stanford and Sutter, C+O should be in your 1/1 quote comparisons. You’ll find C+O’s EPO plans under the Broad Network selection.
C+O is available to groups based in the following Northern California counties:
Haven’t heard about Cigna + Oscar?
Check out our recorded webinar and webpage.
NEW: Only 50% of the enrolled group must live in the Bay Area (down from 70%).
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
To learn how COVID-19 has impacted the health of Northern California small businesses, and how they’re thinking about the health of their employees, the Harris Poll on behalf of Cigna + Oscar conducted a survey of over 1,000 U.S. health insurance decision-makers from May 14 to 26, 2020.
Insights from this survey of San Francisco small business owners revealed:
How San Francisco small businesses are thinking about employee health care:
San Francisco’s small businesses ranked dental and vision as the most important (22%), followed by wellness benefits (21%) and health insurance (17%). Other benefits cited include paid time off (16%), flexible or remote work options (13%), and financial planning (11%).
Top 6 factors that would influence small businesses to change their health insurance provider:
Among the health insurance factors that have become most important, small businesses said that cost is as important as ever; selecting communications and resources to stay informed about COVID-19 (74%); flexible options to support recovery from COVID-19 (74%); and flexible options and affordable co-pays (72%).
Unrelated to cost, they’re also prioritizing a broad network of doctors, hospitals, and specialists (75%); flexible options to support their business’s recovery from COVID-19, and help their business and employees get the most from their plan (71%); and with local physicians similar to the ones they have within their network already (71%).
What San Francisco small businesses want in a health insurance provider:
More than half (59%) of small businesses are considering changing their health insurance company ahead of 2021 — 21% higher than the national average of 38%. Another 11% are unsure whether they’ll keep their insurance provider, bringing the total of those who might switch to 70%.
The survey also found that the demand from employees for health coverage has increased, with 71% of San Francisco small business owners indicating this shift.
Respondents said that a top influencing factor in changing their health insurance carrier is finding one that can provide immediate savings through a lower monthly premium and one that better understands and cares about their business and employees; followed by a larger network of top doctors, hospitals, and specialists, and 24/7 telemedicine service integrated into their plan.
These findings indicate that San Francisco’s small businesses want support from a true partner—one who understands the unprecedented challenges they’re dealing with. To address your clients’ needs and optimize your sales efforts, access the survey for more detailed insights.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
There’s no question that the COVID-19 pandemic has significantly impacted the U.S. economy, and that businesses, especially small businesses, will be forever changed as a result.
To learn how the pandemic has impacted the health of small businesses, and how they’re thinking about the health of their employees, The Harris Poll on behalf of Cigna + Oscar conducted a survey of over 1,000 U.S. small business owners from May 14 to 26, 2020.
According to the survey:
Less than half of small businesses are likely to keep their current health insurance carrier.
Top 5 factors that would influence small businesses to change their health insurance provider:
27% of respondents said that a top influencing factor in changing their health insurance carrier is finding one that better understands and cares about their business and employees. When looking for a new health insurance company, 24% of respondents said they’d prioritize 24/7 telemedicine services integrated into the plans.
Small businesses are not only thinking more broadly about how their insurance company can address a broader scope of employees’ needs, 87% of respondents rated internal medicine as the most important area when evaluating the importance of affordable coverage after the pandemic. And 78% are also thinking about coverage for psychiatric and behavioral health specialists. To address your clients’ needs and optimize your sales efforts, get more detailed insights.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Did you miss our webinar Claremont Introduces Cigna + Oscar? No problem, you can now watch it on-demand at your convenience.
In this webinar, you’ll meet the Cigna + Oscar sales team and hear about the impressive Cigna EPO network that includes USCF, Stanford, and even Sutter. And you’ll learn why Oscar’s tech-first member experience has been so successful across the country offering free, unlimited telemedicine and a dedicated care team.
Schedule a Consultation
For help understanding Cigna + Oscar or getting your small groups prequalified prior to the rates being released, contact us at 800.696.4543 or info@claremontcompanies.com.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Join us in welcoming Cigna + Oscar to the Northern California Small Group Market. Meet their sales team and hear more about the impressive Cigna EPO network that includes UCSF, Stanford, and even Sutter. See why Oscar’s tech-first member experience has been so successful across the country offering free, unlimited telemedicine and a dedicated care team.
Host:
Oscar Sales Team:
Webinar Details
Discover how your clients can benefit from the power of Cigna’s immense network strength fused with Oscar’s consumer-centric, tech-driven healthcare experience. For more information, contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Space is limited. Register today!
We’re excited to welcome Cigna + Oscar to the Bay Area. Beginning with October 1, 2020 effective dates, Claremont offers Cigna + Oscar to your small group clients (1-100 employees) based in Alameda, Contra Costa, San Francisco, San Mateo, and Santa Clara counties.
The power of Cigna + Oscar is the immense Cigna network strength fused with the consumer-centric, tech-driven healthcare experience pioneered by Oscar. The new Cigna + Oscar will include:
Rates and plan designs will be available in PRISM soon. Contact us for assistance running a quote or assessing underwriting fit.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.