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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismJoin one or all of BASIC’s upcoming webinars and share them with your colleagues.
Recent legislation, the Consolidated Appropriations Act (CAA), 2021, allows employers to let their employees roll over unused funds in their health and dependent care FSAs from 2020 to 2021, and again the following year from 2021 to 2022. While this relief is optional, it’s a welcome sight for participants whose employers choose to adopt these FSA rollover measures.
ERISA Attorney Catherine (Cat) Rische will cover:
The 60-minute webinar will be followed by a Q&A and information regarding BASIC’s CDA Administration (FSA, HRA, HSA, Wellness, and more).
This webinar is approved for 1.0 HRCI and 1.0 SHRM-CP advanced credits for HR professionals worldwide. Credits are for live attendance only. Register now.
Regional Director, Dina Miller, will present an overview of COBRA regulations basics and BASIC COBRA Administration.
BASIC’s proven expertise ensures consistent compliance that satisfies the requirements of all relevant regulations. With penalties up to $100 per day per qualified beneficiary, COBRA non-compliance fines can add up quickly. Additionally, the benefits of outsourcing COBRA administration to BASIC extend far beyond avoiding penalties. After transferring the burden of COBRA to BASIC, HR departments can spend their time on things like employee healthcare and recruiting top talent. BASIC’s easy access COBRA portal makes life easier for HR departments across the country. Register now.
This presentation will provide valuable information on OSHA’s regulations related to COVID-19. On January 21, 2021, President Joe Biden signed an executive order on protecting worker health and safety that directed the Occupational Health and Safety Administration (OSHA) to issue revised guidance to employers on workplace safety during the COVID-19 pandemic by March 15, 2021. This webinar will cover the current COVID-19 prevention program and any new guidance or regulation if released. The 60-minute webinar will be followed by a Q&A.
This webinar is approved for 1.0 HRCI and 1.0 SHRM-CP credits for advanced professional credentials for HR professionals worldwide. Credits are only available for live attendance. Register now.
To learn more, check out the BASIC website and contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BASIC plan.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
America’s largest multi-carrier private health exchange for small business has launched its redesigned website. This is a key milestone in CaliforniaChoice’s digitization strategy, which seeks to improve processes, including enrollment and renewals.
The new calchoice.com site features a customized experience for brokers, employers, and members, streamlined functionality, and a more modern design. Additionally, the new site simplifies access to key information and resources, and increases the ability for customers to manage their benefits online.
Brokers can:
Employers can:
Employees can:
Check out the new calchoice.com site and view this video to learn more.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Help your groups promote overall well-being through oral care by considering first-time dental coverage or upgrading and replacing their existing plans. Humana’s Enhanced Preventive Care, Extended Annual Maximum, and Unlimited Annual Maximum offer worry-free benefits and comparably priced plans that help your clients attract and retain top talent.
Enhanced Preventive Care benefits cover many services to help employees achieve and maintain their best oral health and save on out-of-pocket expenses.
Advantages
Humana’s Enhanced Preventive Care is available with all Traditional Preferred, PPO, and Preventive Plus plans. Download the flyer to learn more.
With Humana’s Extended Annual Maximum, employees won’t have to worry about maxing out their benefits and put off important dental procedures for themselves or their covered dependents.
The Extended Annual Maximum is available immediately after the annual maximum for a plan is reached, and there’s no cap on the dollars paid in a year. Plus employees can save money with access to network discounts and 30% coinsurance, even after their annual maximum has been reached (does not apply to implants or ortho services.)
Advantages
Humana’s Extended Annual Maximum is included in all Traditional Preferred (Plus) and PPO plan groups of two or more. Download the flyer to learn more.
Humana’s Unlimited Annual Maximum option helps employees get oral healthcare when and where they need it, and avoids the potential risk of more serious health conditions.
Simplify your clients’ dental benefit program by eliminating maximum limitations and offering unlimited coverage with coinsurance for covered preventive, basic, and major care.
Advantages
Humana’s Unlimited Annual Maximum is available in all Traditional Preferred (Plus) and PPO plan groups of two or more. Download the flyer to learn more.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
To provide some financial relief and help support groups during this challenging time, CaliforniaChoice, on behalf of Delta Dental of California, has elected to credit a portion of a group’s September 2020 Kaiser Permanente premium for their pediatric dental coverage.
This one-time credit for all eligible members enrolled on Kaiser Permanente plans during the month of September 2020 will be applied to an eligible group’s March 2021 invoice. The credit is part of Delta Dental of California’s COVID-19 related premium forgiveness program.
How The Pediatric Dental Credit Works
Delta Dental of California has also included terminated groups that have paid their Kaiser Permanente September 2020 premium in their COVID-19 premium forgiveness program. A check reflecting the one-time credit will be sent directly to the eligible groups.
CaliforniaChoice will send the following information to affected groups:
The premium credit will not affect broker commissions.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Health Savings Accounts (HSAs) are the hot new accessory in the benefits world these days and here are five reasons why you may want to consider offering them to your employer groups.
The funds contributed to an HSA are kept year over year through the employee’s tenure. And the funds are kept into retirement and stay with the employee even when they switch employers. No matter where someone is in their career, or in life, their Health Savings Account will remain with them.
Some people choose to treat their HSA like they would a retirement account: they put money in, invest that money, and leave it untouched until they retire.
By implementing an investment strategy, HSA funds can grow over time. What’s more, contributions made to an HSA are made before taxes are applied. They also grow tax-deferred while providing a reliable source of funds to turn to for both emergency and everyday medical expenses. A win-win!
HSAs and 401(k)s pair well together and have similar functionality. HSAs have an extra degree of flexibility in accessing the funds when it comes to eligible expenses.
With FSAs and HRAs, claims need to be substantiated by the plan administrator. This means submitting supporting documentation within a specific time frame with consequences, such as deactivation of your debit card, if this process isn’t completed on time according to IRS rules and regulations.
HSA expenses still need to be eligible, however, HSAs are a self-substantiation process. Self-Substantiation is basically adhering to the Honor Code. HSA funds used for eligible expenses don’t require proof unless there’s an audit. So while it’s still a good idea to keep itemized receipts, they can be kept filed away.
To avoid the shoebox full of old receipts, take pictures of receipts with a smartphone! Expensify, a receipt specific app, will help keep everything organized. Adobe Scan can be used as a document scanner. Just scan and send those digitally preserved receipts to a computer for future access.
According to the 2020 Midyear Devenir HSA Market Survey, there were over 29 million Health Savings Accounts as of July 2020. The key findings included:
The increasing popularity of HSAs isn’t slowing down any time soon. To learn more, visit Benefit Resource Inc.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Join Covered California for Small Business (CCSB) for a COVID-19 update webinar featuring Blue Shield of California and Kaiser Permanente. Hear the latest news on their response to the pandemic as well as valuable insights on what you can do to help your clients.
Featured Speakers
Date: Wednesday, February 17, 2021
Time: 10:30 am – 11:30 am PST
Space is limited. Register now.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
The recent specialty plan update and reminders are listed below.
Employer Bundling Program extended to July 2021 to earn up to a $3,000 credit by bundling 3+ lines of new ancillary coverage.
Qualifications
Eligibility Requirements
Download the Employer Bundling Program flyer to learn about the savings on specialty plans.
Dental and Vision Rate Passes Extended Through April 2021
Q2-2021 Small Group Rate Actions and Broker Bonus Programs
Broker bonus for new sales and renewing groups.
Specialty Benefits Quick-Quote-Tool
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
To help with the fight against COVID-19, Blue Shield of California will continue waiving member cost-shares for copayments, coinsurance, and deductibles through February 28, 2021 for COVID-19 treatment. This waiver was previously extended through January 31, 2021.
The COVID-19 treatment cost-sharing waiver applies to:
Covered services include any treatments for COVID-19 from doctors, hospitals, and other healthcare professionals in a plan’s network from March 1, 2020, through February 28, 2021.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Your attorney and physician groups have unique needs when it comes to insurance. To help, offer them Principal’s special ancillary solutions.
No matter the business size or budget, Principal offers a variety of affordable and flexible coverage options and:
As an Association of Legal Administrators (ALA) VIPSM business partner, Principal® offers employee benefit programs exclusively for ALA members. Principal’s broad portfolio offers group dental, short-term and long-term disability, life, vision, critical illness, and accident coverage. Features include:
Principal’s enhanced long-term disability (LTD) program offers physician-specific protection and is highly flexible. Features include:
Earn more with Principal’s Production and Persistency Bonus programs.
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
As a thank you, Blue Shield is hosting an exclusive virtual sports experience on Wednesday, February 3, 12:00 pm – 1:00 pm PST.
Join them for a conversation with Super Bowl XVIII MVP and Hall of Famer Marcus Allen, who will talk about his road to the Big Game, reminisce about his illustrious career, and answer questions.
What to Expect
Don’t miss out. Reserve your spot now!
Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.