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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismNAHU will be hosting another Compliance Corner webinar covering the impending Broker Compensation Transparency Rule. If you’re not sure what this is or have questions, this is the webinar for you. It is scheduled for Thursday, November 18th at 10:00 am PT. It will address your questions and concerns, along with other timely compliance topics like vaccine requirements. Register here.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Available January 2022, DeltaVision is a new partnership between Delta Dental and VSP providing quality eye care with new lower rates and access to VSP’s nationwide network of providers. DeltaVision is underwritten by Delta Dental and administered by Allied Administrators.
Vision benefits are increasingly valued by employees. Your employer clients and prospects will want to understand all the vision benefits options available to them. Learn more about DeltaVision.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Available January 2022, Blue Shield is providing even more value to your small group clients with the addition of four new plan options:
More information and plan summaries can be found in Blue Shield’s Q1-2022 Medical Sales Guide. Rates for Q1-2022, including the new plans, are now available for quoting.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Effective November 1, 2021, dental waiting periods are being eliminated on new and existing groups that meet these criteria:
This change does not apply to late applicants waiting periods, voluntary groups, groups with two to four enrolled, groups currently enrolled or enrolling in any dental plan except generation 2019.
Humana provides several attractive broker bonus programs, including the Welcome Back Specialty Bonus, Bundling Bonus, and Specialty Growth Bonus. Learn more.
Earlier this year, Humana announced dental PPO rate reductions of up to 25% in many California counties. These new rates provide dollar savings for your employer clients and business opportunities for you.
Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.
Many of your small business clients and prospects are struggling to retain their employees. It’s a trend being called the “Great Resignation.” Workers are quitting their jobs in record numbers: 2.9% of private sector workers quit in August, the highest rate on record. There are many contributing factors, but the trend is impacting most employers.
Now more than ever, your clients need your help in implementing benefits packages crucial to retaining talent. Provide them with the resources that help them understand the “Great Resignation” trend, cut through the noise, and prepare a response.
US Bureau of Labor Statistics
Industry Surveys and Reports
Recent News Articles
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
To help members reduce stress, and improve their mental health and well-being, Blue Shield’s Wellvolution® program has expanded to now include behavioral health support with hundreds of tools and more than 1,000 exercises.
In addition to Wellvolution’s lifestyle medicine and health platform that can be personalized to each member’s individual health needs and preferences, expanded telehealth options, and extensive resources, Blue Shield members can now add the scientifically validated, clinically effective mental health and well-being Headspace app to their support system at no additional cost.
Research has demonstrated that Headspace guided meditations can reduce stress and anxiety, improve sleep, and increase focus, self-esteem, and resilience. In fact, ten days of utilization resulted in a 14% decrease in stress. And eight weeks of utilization resulted in a 31% decrease in anxiety symptoms and 46% decrease in depressive symptoms.
Help your clients easily access mindfulness and mental well-being programs and support with Blue Shield’s Wellvolution mental health resources.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Your clients likely need different benefits offerings to attract and retain employees. Lifestyle Spending Accounts (LSAs) provide employers the opportunity to offer additional benefits that meet the new needs of the workforce.
Funded by employers, LSAs provide employees more choice and pay for lifestyle, health, and wellness benefit options that meet their specific needs. Typical benefits can include:
As an after-tax benefit, an LSA isn’t subject to government reporting requirements, contribution limits, limits on types of disbursements, or categories of employee eligibility. Employer contributions are tax-deductible and employers can decide how often funds are distributed into the account and what types of purchases are considered eligible.
Help your clients incentivize current employees, recruit new employees, and be positioned for success in this challenging environment by offering employees extended benefits to promote their physical, mental, emotional and financial wellness.
To learn more, check out the Sterling flyer and contact us at 800.696.4543 or info@claremontcompanies.com for assistance enrolling your groups in a Lifestyle Spending Account.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Under The Consolidated Appropriations Act, 2021 signed into law by President Trump in December 2020, new compensation disclosure requirements related to health insurance agents and brokers will shortly be coming into effect.
Final regulations are still pending. Given the outstanding questions on how the requirements will work in practice, NAHU is hosting a webinar to help agents and brokers understand the new requirements:
Register today to ensure you are well informed of the new disclosure requirements.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
A recent Cigna + Oscar survey of small businesses revealed valuable insights about the types of health benefits companies now need to offer as they look to rebound from the pandemic and also respond to new healthcare demands from current and prospective employees.
Key Survey Insights Include:
Additional Survey Insights from Business Insider Articles:
Cigna + Oscar now offers PPO plans utilizing the full Cigna Open Access Plus Network, very competitive rates in several rating regions, and more flexible underwriting. Get the details.
With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees. Learn more.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Last month CAHU submitted testimony to “Healthy California for All,” California’s single-payer commission.
The “Healthy California for All” commission, launched by California Governor Newsom in December 2019, is developing “a plan for advancing progress toward achieving a healthcare delivery system for California that provides coverage and access through a unified financing system, including, but not limited to a single-payer financing system.”
CAHU’s testimony represents the collective experience and expertise of its membership of well over 2,000 California health insurance agents, brokers, and other healthcare professionals.
Summary of CAHU’s Testimony
Read CAHU’s testimony for the full details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.