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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
Login To PrismHealthcare cost-containment and choice are more important than ever to employers and employees. To offer your clients even more value, CaliforniaChoice has announced the following updates.
For more information, contact us at 800.696.4543 or info@claremontcompanies.com.
With the state’s largest portfolio of plans and networks, CaliforniaChoice (a private exchange for employee benefits) specializes in helping small businesses control healthcare costs while offering more choices than any single health plan option.
What makes CaliforniaChoice different for your clients:
With CaliforniaChoice, employees get:
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Blue Shield of California continues to provide more value to your small group clients. Here’s a summary of the Q2 updates plus other important 2022 highlights and reminders:
Q2 Rates Now Available For Quoting
The Q2 rate action is a statewide average of less than 1%.
Medical Plan Changes: Minimal
There are minimal changes to Blue Shield’s medical plan portfolio.
Reminder: Four New Medical Plans Added (Effective January 1, 2022)
Effective January 1, 2022, four new medical plans have been added to the portfolio:
The new Bronze 7000/70 Trio ACO plan is particularly attractive with rich benefits at a low cost.
More information and plan summaries can be found in Blue Shield’s Medical Sales Guide.
Teladoc Copays
Blue Shield waived Teladoc copays during parts of 2020 and all of 2021. In 2022, the $0 copay will remain in place for HMO, PPO, Trio HMO, and Tandem PPO plans. For high deductible plans, copayment will be required beginning on the plan’s renewal date in 2022. Get the details.
LifeReferrals 24/7
Starting January 1, 2022, new and renewing groups have access to Blue Shield’s LifeReferrals 24/7. The program offers Personal Counseling, Work/Life Productivity Services, and Financial and Legal Services. For details, contact us at 800.696.4543 or info@claremontcompanies.com.
Relaxed Participation Requirements
Under the extended promotion (continued through 2022), the participation requirement is 25% with a minimum of five employees enrolling. Get the details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
By law you must now disclose your compensation to nearly all your business clients. The Broker Compensation Transparency Rule became effective December 27, 2021.
To help you confidently navigate the new Rule, we’ve created a Broker Compensation Transparency Rule (BCTR) Guide.
With our Guide you’ll learn:
Along with our BCTR Guide, you’ll receive a Compensation Schedule that you can use when disclosing compensation to your clients. Together the Guide and Compensation Schedule will give you a great head start on the road to complying with the BCTR.
BCTR Guide and Compensation Schedule
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
To more effectively recruit and retain talent in today’s tight labor market, many employers are updating and expanding their health benefits to better align with employees’ needs as illustrated in the recently released Kaiser Family Foundation (KFF) 2021 Employer Health Benefits Survey.
Conducted from January through July 2021, the KFF 2021 Employer Health Benefits Survey, of 1,686 randomly selected private and non-federal public employers of three or more workers, reveals how the pandemic affected workplace health benefits, including mental and behavioral health services, telemedicine, health and wellness programs, biometric screenings, and more.
Among firms with at least 50 workers that offer health benefits:
Biometric Screenings
Among firms offering health benefits, 26% of small firms and 38% of large firms provide workers the opportunity to complete a biometric screening. Among firms offering a biometric screening opportunity both this year and last year, 32% of smaller firms (50-199 employees) and 43% of larger firms report making some change in their biometric screening programs since the start of the COVID-19 pandemic. The changes include:
Read the KFF 2021 Employer Health Benefits Survey to ensure you and your clients are up to date with the latest employer-sponsored coverage data. Contact us today to develop tailored benefits solutions that address your clients’ needs.
KFF 2021 Employer Health Benefits Survey
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
A recent Cigna + Oscar survey of small business owners and health insurance/employee benefits decision-makers and employees, conducted with Insider Studios and Dynata, revealed the following insights:
With today’s staffing shortages and tight schedules, small businesses can especially benefit from providing virtual care to employees because it can save time, keep people with chronic conditions healthier, provide flexibility in how, when, and where employees get care, and lower costs. Learn more about the survey’s findings.
At Cigna + Oscar, the virtual care service is easy to use since it’s in the platform. Each virtual primary care visit is $0 copay with the Oscar app. Plus, the provider’s dedicated care team offers support 24/7. And depending on where a member lives, there is an option for same-day delivery of prescription medications. Learn more about Cigna + Oscar.
Offer your small businesses the convenience, flexibility, and affordability of Cigna + Oscar’s virtual care services.
Note: Only licensed and appointed agents who are contracted with Cigna + Oscar are eligible for the bonus. Check out the Cigna + Oscar Appointments Guide for full instructions.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Earn more with Humana. The 2022 Producer Partnership Plan provides details of the Humana Leaders Club Program, Medical Growth and Specialty Growth Bonuses, and more. Get the details.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Christmas
New Year’s
Allied Benefit Suite (ABS)
BASIC
Beam
Blue Shield
BRI
CaliforniaChoice
ChoiceBuilder
Cigna + Oscar
Covered California
Delta Dental
Humana
LandMark
MetLife
Principal
They may close a couple of hours early prior to the holiday time off depending on the workload.
Reliance Standard
Sterling Administration
Not confirmed.
TASC
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Be prepared for the new broker compensation disclosure requirements coming into effect next month. NAHU has created an excellent Resource Center to help.
The Resource Center Includes:
Access the NAHU resources.
Not a NAHU member yet? Join today.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Dental and vision benefits are valued now more than ever by employers looking to attract and retain talent. To offer employers even more options, Blue Shield has made several updates for 2022.
Available beginning January 1, 2022, Blue Shield’s enhanced simplified portfolio includes 22 new dental PPO plans that feature a clear hierarchy and navigation system that makes it easy to find plans based on employees’ needs.
Competitive Benefits Include:
All groups enrolled in a 2021 dental PPO may continue to renew into the same plan or choose one of the new 22 plans available at renewal.
All dental HMO plans now include a third dental cleaning for pregnant women to help maintain good oral hygiene. Dental HMO/PPO/DINO will allow a dental cleaning frequency of twice per consecutive 12-month period versus once every 6-months.
To help members get the most value out of their vision plans, Blue Shield now includes standard progressive lenses on plans without premium progressive lenses and this change will be available:
Plus, an elective contact lens allowance will match the frame allowance and will be available:
Blue Shield’s Vision Plus plans cover both elective contact lenses and eyeglasses within the same benefit period. These plans will cover up to $150 for frame allowance and $150 for elective contact lenses, along with a standard contact lens fitting and evaluation.
Vision Plus plans that include the enhanced benefit:
Standard Progressive lenses (no-line bifocals) will be available on all plans with a $120 frame allowance at the same materials copay.
More details can be found in the Blue Shield Small Group Specialty Sales Guide.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
Effective immediately, Humana is partnering with Jet Dental® to offer onsite pop-up dental clinics for employer groups. These pop-up dental clinics offer easy and convenient onsite dental services to members at no cost to the employer. This service is available to all commercial groups with Humana Dental PPO plans. DHMO plans will be coming soon.
All Jet Dental providers are considered in-network with Humana PPO dental plans.
Set up is simple. The employer group picks a date. Jet Dental then sends an email to employees with a link to their booking tool. With a minimum of 20 appointments, the event is provided at no cost to the employer.
The most common procedures are preventive (exams, cleanings, x-rays) but other services such as cavity filling and deep cleaning can also be provided. And Glo Professional Teeth Whitening is available at a discounted rate.
For added peace of mind, Jet Dental follows all OSHA, ADA, CDC, and State Dental Board Rules and Regulations regarding patient safety and COVID protocols. All Jet Dental employees wear full PPE and additional protocols are in place during the COVID-19 pandemic.
Questions?
Contact The Claremont Answer Team at 800.696.4543 or info@claremontcompanies.com.