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Covered California for Small Business –
New Blue Shield Plans

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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Broker Updates

Archive for the ‘Broker Updates’ Category

Blue Shield of California Resources During a Crisis

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With the serious fires affecting Canada and the potentially heavy fire season in California, Blue Shield of CA wants to remind you of the resources and support available to impacted members during times of crisis. Their priority is to ensure that you and your clients have the necessary assistance and care during these challenging situations.

In the event of state emergencies and evacuations, Blue Shield of CA will be communicating vital information with employers and members residing in the affected areas.

To help ensure members in affected areas continue to have uninterrupted access to care, Blue Shield is offering:

Additional Information

California Emergency Alerts

In times like these, it is crucial that we work together and support one another. Blue Shield of California is here to assist you and your clients during these challenging times, and they remain dedicated to providing the care and resources needed.

Contact us today for a Blue Shield quote.

Get a Quote


 

Small Business Incentive Program

Renewal Rewards Program
Blue Shield increased the points earned for every new membership in Tandem PPO and Virtual Blue PPO plans. You can earn:

Bundled Saving Program
The 10% specialty discount is a perpetual program that is applied when a dental and/or vision plan is added to a new or existing small business medical group.

Relaxed Participation Promotion
The Relaxed Participation Promotion was extended through December 31, 2023.

More information and plan summaries can be found in Blue Shield’s Q4-2023 Medical Sales Guide and Specialty Sales Guide.

Contact us today for a Blue Shield quote.

Get a Quote


Resources

COVID-19 Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


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CaliforniaChoice – Sutter Health Plus Expands Employee Access

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Sutter Health Plus is now accessible to employees, regardless of their employer’s location, for new and renewing CaliforniaChoice groups effective October 1, 2024.

Example: Employers located in Los Angeles County, outside the Sutter Health Plus Service Area, can now offer Sutter Health Plus coverage to their employees who are located within the service area. This option is especially appealing to employees seeking access to esteemed healthcare providers like Brown & Toland Physicians, Mills-Peninsula Physician Network, Palo Alto Medical Foundation (PAMF), Sutter East Bay Medical Foundation and Sutter Medical Group (Solano/Redwoods).

For more information on CaliforniaChoice and Sutter Health Plus, including Q4 details, rating region information, and quotes, contact us today.

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Delta Dental 2024 Updates

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2024 Plans

Two-Year Contract

Delta Dental is providing new and renewing groups in 2024 with a two-year contract, resulting in a rate pass for those groups in 2025.

New for 2024

Delta Dental now offers members a wide range of perks through LifePerks, which include thousands of discounts to promote health and happiness. These perks encompass gym memberships and fitness equipment, child care services, groceries, pet insurance, and discounts on travel, movies, theme parks, and more.

Examples:

Contact us for a list of all the current available perks and download the LifePerks flyer to learn more.

Plus, Member Perks offer virtual dentistry, free wellness resources, oral health product discounts, LASIK and hearing aid discounts, and more. For details, download the Member Perks flyer.

Contact us today for a 2024 Delta Dental quote.

Get a Quote


Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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MetLife – Small Business Hiring Plans Reach Record Highs

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The Q2-2023 Small Business Index by MetLife and the U.S. Chamber of Commerce shows significantly improved future expectations for small businesses. The increased optimism, especially regarding record high staffing plans and revenue growth, has driven an overall rise in the Index score.

Highlights Include:

For details about the Small Business Index, download the MetLife flyer and visit the U.S. Chamber of Commerce.

Now, more than ever, it’s crucial for your small business clients to offer a competitive health benefits package to attract and retain employees.

Contact us today to get started!

Get Started

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Blue Shield of California Q4-2023 Updates

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Blue Shield of California continues to offer your small group clients comprehensive, connected coverage that puts employees first. Here’s a summary of the updates to prepare for Q4.

Q4-2023 Rates

Q4 Renewals

Medical and Dental Plans
There are no changes to Blue Shield’s medical and dental plan portfolios from last quarter. For details or for a listing of medical plans offered for 2023, please refer to the 2023 Medical Plans at a Glance. To learn more about specialty plans for 2023, please refer to the Q4 Specialty Sales Guide.

2024 Vision Network Change
EyeMed will be the new vision network provider, replacing MES Vision for groups and members in 2024. Details about the transition will be forthcoming.

Small Business Incentive Program

Renewal Rewards Program
Blue Shield increased the points earned for every new membership in Tandem PPO and Virtual Blue PPO plans. You can earn:

Bundled Saving Program
The 10% specialty discount is a perpetual program that is applied when a dental and/or vision plan is added to a new or existing small business medical group.

Relaxed Participation Promotion
The Relaxed Participation Promotion was extended through December 31, 2023.

More information and plan summaries can be found in Blue Shield’s Q4-2023 Medical Sales Guide and Specialty Sales Guide.

Contact us today for a Blue Shield quote.

Get a Quote


Resources

COVID-19 Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Why Delta Dental Doesn’t Use Leased Dental Networks

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A reliable and extensive dentist network is essential for quality dental care and cost-effective access to in-network services. Delta Dental offers a distinct advantage in this regard, boasting the largest proprietary dentist network in the nation. As of September 2021, Delta Dental’s combined Dental Dental PPO™ and Delta Dental Premier® networks feature over 155,000 unique dentists.

Unlike many competitors, Delta Dental directly contracts with its dentists and does not rely on leased networks from other carriers. Delta advocates that direct contracting mitigates these disadvantages of leased networks:

Delta Dental contracts directly with dentists and see many advantages in cost and quality of care for your clients in this approach. Get the details.

Contact us today for a Delta Dental quote.

Get a Quote


Resources

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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The Commute to Work is Coming Back – Commuter Benefits Can Help

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With more employees returning to the office, the demand for commuter benefits is increasing as commuting to work becomes a regular part of employees’ routines. Offering commuter benefits can provide a valuable incentive for employees, helping them manage the costs associated with their daily commute while promoting their overall well-being.

Commuter benefits provide tax savings of 30% or more, easing the financial burden of daily commuting. By setting aside pre-tax funds, employees can save significantly (as much as $1,500 annually for both mass transit and parking), enhancing their job satisfaction and productivity.

Eligible expenses covered by commuter benefit programs typically include both pre-tax mass transit and pre-tax parking. The Benefit Resource commuter benefit card provides universal access to transit providers throughout the United States ensuring flexibility for employees with extended commutes or multiple modes of transportation.

Flexibility is crucial as commuting patterns change due to staggered work hours, remote work arrangements, or other factors. Programs allowing adjustments based on their schedule and their needs, and rollover of unused balances reduce stress and ensure employees maximize their benefits.

By offering commuter benefits, your clients can help their employees better manage the increasing demands of commuting to work, alleviate financial strain, and enhance their job satisfaction. Learn more.

Contact us at 800.696.4543 or info@claremontcompanies.com for assistance when you’re ready to enroll a group in a BRI account.

 

Questions?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.


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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Impact on Small Businesses: The Unwinding of Medi-Cal Continuous Coverage

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Tens of thousands of California small businesses have at least some employees enrolled in Medi-Cal. The unwinding of Medi-Cal continuous coverage is not only affecting the disenrolled members. It is also impacting the small businesses that employ many of them. These businesses rely on a healthy and productive workforce to thrive and, in the face of this disruption, they are looking to experts like you for guidance and support.

Here’s the impact on California businesses by the numbers:*

For these employees, enrolling in their company’s health plan may be the best, or indeed the only, affordable option for health coverage following their loss of Medi-Cal benefits.

This disruption presents a unique opportunity for you to deepen your relationships with existing clients, attract new customers, and expand your business. We believe that with proper preparation and resources, you can turn this challenge into a catalyst for growth.

Schedule a 15-minute briefing with us to discuss in more detail the potential impact on your clients, the opportunity this presents for you, and the resources and services that Claremont has developed to assist you during this transition.

Schedule a 15-Minute Briefing

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


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Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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*Estimates from the U.S. Department of Health and Human Services and the California Department of Health Care Services.

 

CaliforniaChoice Q3-2023 Updates

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Effective July 1, 2023, CaliforniaChoice has expanded its portfolio to include an Anthem Blue Cross full network Platinum PPO plan. The newly introduced Platinum PPO A plan offers access to the full statewide Prudent Buyer PPO network. The plan is also available to out-of-state employees. For details, download the Q3 Benefit Summaries brochure.

Q3-2023 Rates

Rates are now available for quoting through PRISM, our free and easy online quoting system.

Contact us today for a CaliforniaChoice quote!

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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Beam Live: A Benefits Revolution – June 21 Webinar

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Beam Live 2023

Join Beam Benefits, on June 21, 2023 at 11:00 am, for a special one-hour livestream event featuring the latest innovations revolutionizing employee benefits.

Register now!

Contact us today for a Beam quote.

Get a Quote

 

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

 


Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.

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