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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
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MetLife is one of the largest and most widely recognized life insurance companies in the United States, with more than 140 years experience in the insurance business and 90 years in the group benefits business. As an industry leader, MetLife sets itself apart by offering a broad range of high quality products and services that are designed, priced, and administered to fit the specialized needs of employers with 2 to 499 employees. MetLife’s U.S. Employee Benefit Trends Study documents the value employee benefits drive with employees, and is a valuable selling tool for brokers.
Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.
| New Business Submission Deadlines | Effective Dates | Deadlines |
|---|---|
December 1 | Thursday, December 5 |
January 1 | Tuesday, January 7 |
February 1 | Wednesday, February 5 |
March 1 | Thursday, March 6 |
New Group Submission Instructions
Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.
Plan summaries, enrollment and change forms, and information about our carriers are always available through Claremont. You can request materials online at materials@claremontcompanies.com or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543
Please submit your new group enrollment information to Claremont:
Business Hours: 8:00 am to 5:00 pm, Monday – Friday
Need more information or assistance?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
Group Dental
MetLife’s Preferred Dentist Program (PDP) is one of the largest networks in the country. It includes more than 125,000 DPPO participating dental locations (over 21,600 in California) and 11,000 DHMO participating dental locations (over 5,800 in California), as well as 29,000 Specialty locations. Participating dentists agree to accept fees that are typically 10% to 35% below community average charges, so employees out-of-pocket costs are generally lower. All MetLife dental plans allow employees to select any dentist in-network or out-of-network at the time of treatment, and do not require referrals to see a specialist.
Employers who offer MetLife dental benefit plans will receive a vision discount program for their employees. The Vision Savings Eyecare Program (VSEP) is available through a special arrangement with EyeMed Vision and offers valuable discounts on eyecare (including LASIK) at no cost to employees.
Group Term Life Products
Offer your clients a fundamental part of their overall benefits program with basic, supplemental, and dependent term life insurance solutions that uniquely address the needs of employers, employees, and beneficiaries. MetLife’s permanent life insurance products Group Variable Life and Group Universal Life, provide life insurance with a cash fund option that earns interest or gains on a tax-deferred basis.
Group Disability Products
MetLife provides a variety of products for group disability coverage that include, short term (STD) and long term disability (LTD), salary continuance, LTD reserve buy-outs, supplemental individual disability income insurance, and return-to-work incentives. Both long term and short term disability coverage is available to groups of 2-499.
Group Accidental Death & Dismemberment (AD&D) Products
MetLife’s AD&D insurance pays for a covered accident that results in a loss of life, speech, hearing or sight, paralysis, and other losses. Their AD&D product portfolio includes, basic, supplemental, dependent, and voluntary.
For more details on MetLife’s products and services, please contact Claremont at 800.696.4543 or quotes@claremontcompanies.com.
Please visit the Forms and Documents Library for carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more.
More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.