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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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ChoiceBuilder

Choice Builder® gives employers with 2 to 99 employees the opportunity to package nationally recognized dental, vision, chiropractic, acupuncture, and life benefits into one program that offers voluntary and employer-sponsored benefits, one point of contact for questions, and one consolidated monthly bill. Whether you’re already offering optional benefits, or looking to add them for the first time, with Choice Builder you can pick and choose the benefits you like best and build a program that makes sense for your business, your budget, and your employees.

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Business Submission Deadlines
Effective DatesDeadlines

November 1

Thursday, November 7

December 1

Friday, December 6

January 1

Tuesday, January 7

February 1

Friday, February 7

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrollment and change forms, and information about Choice Builder® and our other carriers are always available through Claremont. You can request materials online at materials@claremontcompanies.com or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a small group Choice Builder® plan, please visit the Forms and Documents page for the required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance Services.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Overview

Choice Builder®  is the only ancillary exchange that offers the nation’s leading dental, vision, chiropractic, acupuncture, and life carriers, and the ability for groups to choose exactly what they want to offer employees.

The Choice Builder® Advantage

  • Access to the nation’s premier ancillary carriers in one program
  • Employee freedom to choose the benefits they like best
  • One quote that includes dental, vision, chiropractic/acupuncture and life options
  • Employer-Sponsored and Voluntary benefit plan options
  • One universal enrollment application
  • One consolidated monthly bill for your clients
  • Choice Builder Partners

Dental Carriers

  • Ameritas
  • Anthem
  • Delta Dental PPO / DeltaCare USA
  • MetLife

Vision Carriers

  • EyeMed by Ameritas Group
  • VSP

Chiropractic/Acupuncture Carrier

  • Chiropractic/Acupuncture by Landmark™ Healthcare

Life Carrier

  • Assurity Life Insurance Company

Optional Benefits

For more information, contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.