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Cigna + Oscar Withdraws from
The Small Group Market

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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CaliforniaChoice

CaliforniaChoice is the only small group (1-100 employees) private exchange for employee benefits in California. Partnering with seven top health plans, CaliforniaChoice offers a variety of full and limited network HMOs, PPOs, and other benefit options to choose from – all at different price points so you can help your clients control costs and offer their employees choices.

Prepare your small group renewals with our helpful resources. And check out the broker bonuses and commissions.

New Business Submission Deadlines
Effective DatesDeadlines

December 1

Friday, December 6

January 1

Wednesday, January 8

February 1

Friday, February 7

March 1

Friday, March 7

New Group Submission Instructions

New Group Submissions

Claremont Insurance is here to assist you by providing carrier and product information, plan quotes and comparisons, employer presentations, open enrollment assistance, and more for a variety of products offered by California’s premier insurance carriers.

Plan summaries, enrollment and change forms, and information about CaliforniaChoice and our other carriers are always available through Claremont. You can request materials online at materials@claremontcompanies.com or call our broker service representatives Monday through Friday 8:00 am to 5:00 pm at 800.696.4543.

If you are ready to enroll your group in a CaliforniaChoice plan, please visit the Forms and Documents page for the required paperwork.

Please note that the submission of all required paperwork, each filled out completely, aids in expediting the underwriting process. We look forward to receiving your enrollment forms and working with you to see your small group business placed.

Thank you for choosing Claremont Insurance.

Please submit your new group enrollment information to Claremont:

  • Electronically with our secure online service OR
  • By mail: 1000 Burnett Avenue, Suite 330, Concord, CA 94520.

Business Hours: 8:00 am to 5:00 pm, Monday – Friday

Need more information or assistance?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Overview

CaliforniaChoice is the only small group (1-100 employees) private exchange for employee benefits in California. Partnering with seven top health plans, CaliforniaChoice offers a variety of full and limited network HMOs, PPOs, and other benefit options to choose from – all at different price points so you can help your clients control costs and offer their employees choices.

The CaliforniaChoice Advantage

  • Defined Employer Contribution + Employee Choice:
    • Your client contributes a fixed percentage (50% to 100%) or fixed dollar amount towards a specific benefit. Each employee selects their preferred plan, and simply pays the difference if the plan costs more than the employer’s contribution.
    • At renewal, your client may change their contribution, giving them complete control over their employee benefits budget each year.
    • No individual carrier participation requirements to manage.
  • Optional Benefits:
    • Dental, vision, life, and chiropractic and acupuncture benefits are available on both a contributory and voluntary basis to offer your clients a complete benefits package.
  • Simple Administration:
    • One bill consolidating all benefits can be paid online, by check or in person.
    • It’s all online: provider search, Rx search, enrollment, and plan comparisons.
  • Business Solutions Suite: hundreds of dollars in value, these services are available to your clients at no cost.
    • Premium Only Plan (POP)
    • Flexible Spending Accounts (FSA)
    • COBRA/Cal-COBRA
    • HR Support
  • Member Value Suite:
    • Fitness and Wellness Discounts
    • Discount Dental
    • Discount Vision
    • Discount Hearing
    • Cal Perks Employee Discount Program
    • Prescription Discount Card
  • Payroll Solutions
    • Payroll/HRIS
    • 401(k) Integration
    • General Ledger Reporting
    • Workers’ Compensation Integration

Carriers

Health Plan Partners

Anthem

Cigna + Oscar

Health Net

Kaiser Permanente

Sharp Health Plan

Sutter Health Plus

Western Health Advantage

Need more information or assistance?
Contact your Claremont team at 800.696.4543 or info@claremontcompanies.com.

More information is available. Contact Claremont Insurance Services at 800.696.4543 or info@claremontcompanies.com.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materials@claremontcompanies.com.