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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.
For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.
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California Dental Network (CDN) has announced it will exit the California group dental market effective October 1, 2024. Here’s how it impacts you and your clients:
Impact on Employer Groups
Group dental policies with renewal dates on or after October 1, 2024 will be cancelled effective October 1, 2024. Policies with renewal dates before October 1, 2024 will not be renewed, and coverage will end on the renewal date. For more details, see CDN’s Notice.
Replacement Coverage Options
Claremont’s strong partnerships with Beam, Delta Dental, Humana, and Reliance Matrix offer robust solutions for groups losing their CDN DHMO dental coverage.
We’ll keep you posted as carriers announce their CDN solutions. At the end of this page are details of carrier responses to date.
Claremont is Here to Help You
Claremont is committed to assisting you and your clients during this transition. Contact us at 800.696.4543 or info@claremontcompanies.com for guidance and solutions for your CDN groups.
Covered California
Effective October 1, 2024, Covered California for Small Business (CCSB) will no longer offer California Dental Network (CDN) plans for new enrollments and renewals. CCSB will continue to offer Delta Dental and Dental Health Services as dental alternatives. Get the details.
Delta Dental
To help groups that are losing CDN dental coverage, Delta Dental is making an exception to offer DeltaCare USA DHMO plans alongside another carrier’s DPO for eligible groups losing CDN coverage effective October 1, 2024. Here are the key details:
Eligibility
Notice regarding exit from California commercial group market:
Because Sun Life acquired California Dental Network, we have decided to streamline our group dental offerings by withdrawing our California Dental Network (CDN) business from the California commercial group dental market for effective dates of October 1, 2024, and later. We have notified the applicable regulatory departments of this action and have made the requisite filings for withdrawal.
Group Policies with renewal dates on or after October 1, 2024
If your group dental policy renewal date is October 1, 2024, or later, your group dental policy will be cancelled effective October 1, 2024.
Group Policies with renewal dates before October 1, 2024
If your group dental policy renewal date is prior to October 1, 2024, your group policy will not be renewed, and your coverage will end on your renewal date. You may elect to continue with your California Dental Network group policy until October 1, 2024, but the policy will be canceled as of that date.
CDN will continue to accept and process electronic and manual enrollment transactions through September 20, 2024. Please note that all additions/terminations and retroactive adjustments must be for coverage periods prior to October 1, 2024.
We plan to produce final invoices for group commercial coverage on or about September 27, 2024. To ensure this final invoice is accurate, any required enrollment updates must be processed by CDN by end of day September 20, 2024.
Care for patients
Our goal is to minimize any disruptions and continue to meet the needs of our Clients, enrollees and providers to the best of our ability. We will continue to process claims with dates of service prior to October 1, 2024. That will continue for 180 days after the date of service, even for claims received on or after October 1, 2024.
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