Cigna LocalPlus® Provider Network is Extending Nationally

The Cigna + Oscar LocalPlus provider network is extending nationally, effective July 1, 2022. The extended service area now includes nineteen states and metropolitan areas nationwide. Employees and their dependents enrolled in a LocalPlus plan will have access to any national LocalPlus in-network provider. In addition, employees residing in any LocalPlus service area nationwide will be eligible to enroll in a LocalPlus plan. Get the details.

Q3-2022 Updates

• ChoiceBuilder® Q3-2022 rates are now live for quoting.
• Landmark Healthplan rates will be changing. All other carriers and plans within ChoiceBuilder have a rate pass for Q3 effective dates.
• Anthem Blue Cross voluntary dental has been reduced to a minimum of 5 eligible and a minimum of 2 enrolled.

Advantages
Available to small businesses (2-500 employees), ChoiceBuilder is the best ancillary exchange in California, offering the nation's premier dental, vision, chiropractic/acupuncture, and life insurance benefits in a single easy-to-manage program – with both employer-sponsored and voluntary coverage options. Plus, ChoiceBuilder can be offered alongside any medical plan, including CaliforniaChoice®.

It’s a great way to enhance your clients’ employee benefits package without the high cost of additional benefits or the difficulties of managing different services. There’s one application, one bill, and one point of contact for administration.

With more than 8,000 employers and 130,000 members across the state, ChoiceBuilder offers freedom, simplicity, and affordability.

Learn more and contact us today for a ChoiceBuilder quote.

CalSavers Comparison to Employer-Sponsored 401(k)

California small employers, beginning June 1, are required by law to offer retirement benefits to their employees. We outlined the requirement in a recent broker update. Many small employers are asking about the differences between CalSavers and a traditional employer-sponsored 401(k) plan. Here’s a summary:

Resources

• Don’t have a 401(k) through work? Californians have CalSavers and other options. – Los Angeles Times
• Don’t settle for CalSavers when a 401(k) may suit you better. – Baker Tilly
• Is California's CalSavers Program a Bad Deal for Retirement? – CPA Practice Advisor

Need help setting up an employer-sponsored retirement plan for a client? We can help you facilitate that through our partnership with Principal. Contact us today.

Identify The Least Expensive Medical Plans in Each Region

Help employers control rising health plan costs and offer high-quality coverage options with our Q3-2022 Top 20 Lowest Cost Medical Plans Reports.

Why Download Our Top 20 Reports:

• Quickly and easily identify the lowest cost medical plans in each network: Broad and Narrow.
• Efficiently compare plans by cost, metal tier, and rating region, statewide.
• Shop the market without a quote engine.

Identify savings for clients and increase sales with our Q3-2022 Top 20 Lowest Cost Medical Plans Reports.