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New Age Limit for Pediatric Dental Care Under DeltaCare@ USA
Delta Dental recently expanded pediatric dental coverage under its DeltaCare® USA plans to children through age 13, up from the previous limit of age 7. This provides a significant opportunity for you and your employer groups by offering a stronger benefits package, showcasing Delta Dental's commitment to family health that goes beyond industry standards.
Advantages for Brokers
- Stronger plan offerings that are more competitive and attractive.
- Increased client satisfaction by aligning with evolving family needs.
- Easier sales and a competitive edge by catering to the growing demand for family-friendly benefits.
Advantages for Employers
- Attracting and retaining top talent by promoting family well-being.
- Improving employee satisfaction and loyalty with benefits that meet family needs.
- Reducing absenteeism with improved preventive care for kids.
Key pediatric dental benefits under DeltaCare USA include no-cost oral evaluations under age 3, comprehensive orthodontic coverage, tooth-colored fillings, and no waiting periods, deductibles, or claim forms - just set copays.
By embracing these enhanced plans, you can differentiate your offerings, while employers can improve their benefits packages, leading to happier, healthier employees and families. Get the details.
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Healthcare Spending Card - A New Way for Employees to Pay for Healthcare
Recognizing the direct correlation between financial well-being and health, Delta Dental has introduced the Healthcare Spending Card, a new approach to managing dental and healthcare expenses. This card offers:
- Immediate access to credit for qualified dental and healthcare expenses, without the need for credit checks.
- Dental expenses can be paid over 12 months with no fees.
- Non-dental healthcare expenses have flexible repayment options.
- Employees can link their Health Savings Accounts to use pre-tax dollars for minimum payments.
The Healthcare Spending Card aims to remove financial barriers that often prevent people from seeking necessary dental care, despite having insurance. It's easy to use, and employers can add it to their benefits package anytime, with no contract, ongoing file sharing, or integration (and no credit risk). By offering this card, employers can promote a healthier, financially secure workforce. Learn more.
Contact us today for a Delta Dental quote.
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New California Short-Term Disability Coverage Options for Small Employers
With Beam's short-term disability plans, powered by The Hartford, you can easily offer employers flexible, best-in-class comprehensive disability coverage. Available for California groups of 10+ eligible employees, these guaranteed issue plans offer members financial support with payments starting as soon as the first day of disability for up to 26 weeks.
Key Features Include:
- 100% employer or employee-paid options.
- Customizable plan designs.
- No medical underwriting is required if enrolling upon initial eligibility.
- Value-added services like EAP, HealthChampion®, identity theft support, and travel assistance.
Learn more and contact us today for a Beam Benefits quote.
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EAP That Compliments and Enhances Your Services
As one of the few Employee Assistance Programs (EAPs) that serve small employers, The Holman Group provides comprehensive and cost-effective behavioral health and substance use services to enhance employee well-being and performance.
Benefits Include:
- Free, confidential counseling in over 160 languages via a 24/7 hotline.
- 24/7 crisis line and intervention support from licensed therapists.
- Legal and financial consultations and discounted services.
- Referrals to community resources like support groups.
- Webinars, videos, wellness articles, and planning kits.
- Prescription, gym, entertainment, and consumer discounts.
- And more!
The EAP can be offered as a standalone benefit or integrated with other mental health and substance abuse programs, ensuring a holistic approach to addressing employee needs.
Help employers reduce healthcare costs, minimize absenteeism and turnover, and boost work satisfaction with The Holman Group EAP. Learn more and contact us today to get started.
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Get The Latest News with Text Messaging!
Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.
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As always, we'll keep you informed about healthcare issues and news affecting you and your clients. Our knowledgeable team is here to help you succeed.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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