Inflation Reduction Act of 2022: Impact on Healthcare and Health Insurance

The Inflation Reduction Act of 2022 (IRA) was signed into law by President Biden on August 16, 2022. While group health benefits are not directly impacted, health insurance professionals will want to be aware of several healthcare and health insurance provisions in the bill including:

• ACA Individual Marketplaces - Extension of Increased ACA Premium Tax Credits
• Medicare Prescription Drug Cost Control
  • Prescription Drug Price Negotiation by Medicare
  • $2,000 Annual Cap on Medicare Part D
  • Penalties if Drug Companies Increase Prices Faster Than Inflation
  • $35 Out-of-Pocket Cost Limit on Insulin

Get the details and register for the Small Business Majority webinar 'How The Inflation Reduction Act Benefits The Small Business Ecosystem' on August 24th.

Underwriting Advantages

With simple and clear underwriting rules, Cigna + Oscar (C+O) makes it easy for you to understand which of your clients are eligible for their plans. And the rules are designed to make it easy for employers and employees to choose the coverage that best meets their needs.

C+O Underwriting Advantages Include:

• No DE 9C for 3+ enrolled.
• Only 1 enrolling employee must live within the C+O service area.
• Employers can select up to 4 plans to offer employees.
• And more!

With rates comparable to Kaiser, and networks that include Dignity Health, UCSF, Stanford, and Sutter, Cigna + Oscar brings together the power of Cigna’s nationwide and local provider networks, and Oscar’s member-focused tech-driven experience, to deliver small group health insurance that meets the unique needs of California small businesses and their employees.

Contact us today for a Cigna + Oscar quote.

Webinar: Social Selling - Grow Your Business with LinkedIn

Are you trying to grow your business and tired of getting no response to your emails? Or having your phone calls go right to voice mail? Social selling is the answer.

Claremont Insurance Services invites you to join marketing expert, Lori Berson, for a special webinar on how to use social selling to grow your business.

As founder and principal of BersonDeanStevens, Inc., a boutique marketing agency, Lori has over 25 years of experience developing breakthrough revenue-generating strategies for many of the country's industry leaders. Lori helps her clients incorporate social media to boost sales; and now, she’s here to help you, too!

Join us for our “Social Selling: Grow Your Business with LinkedIn” webinar on September 14, 2022 at 10:00 am and learn:

• Why you need to incorporate LinkedIn as part of your sales process.
• How to optimize your LinkedIn profile.
• How to create LinkedIn Posts, Private Video Messages, Voice Notes, Polls, Articles, and more.
• Why upgrading to LinkedIn Sales Navigator might make sense.

Plus, you'll get customizable outreach templates, technology resources, and additional tips and how-to guides.

Sign up today! We look forward to seeing you there.

DeltaCare USA – Dental Plans For Tight Budgets

Currently, your clients may be experiencing tighter budgets due to economic uncertainty and inflation. Fortunately, DeltaCare® USA plans offer full-featured benefits and affordable, predictable prices – perfect for groups looking to save money without sacrificing coverage.

DeltaCare USA (HMO-type) Plans Offer:

• Additional cleanings at low set copayments.
• Orthodontic coverage for kids and adults.
• At-home teeth whitening.
• Porcelain crowns.
• No lab fees or other hidden fees.
• No waiting periods, deductibles, or maximums.
• Low or no copayments for diagnostic and preventive care.
• And more!

Learn how DeltaCare USA works and why employers should offer dental coverage when budgets are tight.

Contact us today for a DeltaCare USA dental quote.