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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!
Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
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Blue Shield of California will soon distribute its annual Medical Loss Ratio (MLR) Employer Survey to small business groups with fewer than 150 employees. This important survey, mandated by the Affordable Care Act (ACA), must be completed by March 31, 2025. The survey helps Blue Shield calculate whether premium rebates are due to members based on the percentage of premium dollars spent on medical care rather than administrative costs.
Employers Must Provide:
The information collected helps determine if Blue Shield of California met its MLR requirements for 2024. If the carrier didn’t meet the minimum threshold for spending premium dollars on medical care, rebates would be issued to affected customers by September 30, 2025.
It’s important to understand that while the survey collects 2023 information, it’s used for statistical sampling purposes to calculate potential 2024 MLR rebates.
To learn more about the MLR survey process and requirements, please review the Blue Shield of CA Broker Alert and MLR FAQs.
Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.
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