New California State Law Impacts 2025 Dental Plans

PRISM Login

To access the carrier product and rate information provided by PRISM, check the box below indicating you have read and agree to the license agreement. A button will then appear to access PRISM.

This site uses cookies to track your agreement option. If the terms of the license agreement change or if you clear the cookies from your browser, this page will appear once again during the PRISM login process.

PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

New California State Law Impacts 2025 Dental Plans

Nov 18, 2024, < 1 Minute Read

AB 1048 – a recently passed California state law – impacts dental insurance plans in 2025. AB 1048 prohibits fully insured large group dental plans from imposing a dental waiting period or preexisting condition provision for any plan year beginning on or after January 1, 2025.

Humana

Humana is updating their fully insured Group Benefits dental plans in California to meet new state regulations effective January 1, 2025.

Removed from plans:

Waiting periods for California Humana Group Benefits dental plans with 51+ enrolled employees.
Missing tooth exclusion for all California Humana Group Benefits dental plans.

Details important to you and your clients:

The changes apply to both new and existing fully insured Humana Dental groups starting January 1, 2025.
New dental plan groups with effective dates starting January 1, 2025, will include these updates.
The changes will automatically take effect on existing groups’ dental plans on January 1, 2025, no matter when their renewal dates are.
The updates will not apply to benefits before January 1, 2025. No retroactive changes.
You or your clients do not need to do anything.

Claremont will keep you updated as other carriers announce their updates in response to the law.

Questions?
Contact The Answer Team at 800.696.4543 or info@claremontcompanies.com.

Get The Latest News with Text Messaging!

Your success is important to us, and we’re actively working on new solutions to support you throughout the year. To get the latest news via text messaging in the future, simply provide your cell phone number here.