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New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

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Independent Brokers Face a New Federal Mandate “That is Unnecessary and Burdensome”

Independent Brokers Face a New Federal Mandate “That is Unnecessary and Burdensome”

Independent Brokers Face a New Federal Mandate “That is Unnecessary and Burdensome”

Aug 8, 2022, < 1 Minute Read

Effective October 1, 2022, the federal Centers for Medicare and Medicaid Services (CMS), is introducing a new broker mandate. If you or anyone on your staff communicate with Medicare-eligible individuals, read on.

The new rule requires brokers to add a disclaimer to communications related to CMS-regulated Medicare products, including in phone calls.

The required new disclaimer states: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”

In addition, the new rules require that broker phone calls related to CMS-regulated Medicare products be recorded.

This helpful recent Newsweek article provides more detail. The text of the full CMS Final Rule can be found here.

California Agents & Health Insurance Professionals (CAHIP) is urging CMS to remove licensed and certified independent agents and brokers from the new requirement.

See CAHIP’s advocacy.

 

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