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PRISM - Health Net is Now Available Through Claremont!

Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.

Start Including Health Net in Your Quotes Today!
Need guidance on networks, plan designs, or have questions? We’re here to help!

Call us at 800.696.4543 | Email us at info@claremontcompanies.com.

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Covered CA

Eligible for Covered California for Small Business: Two partners plus one part-time employee?

A three-person group where two are partners and one is a 20-hour/week employee (who’s not the spouse of either partner) is a group eligible for Covered California for Small Business if the group offers coverage to that employee.

If the group does not offer coverage to that employee, then it would not be eligible for Covered California for Small Business coverage.

The rule is that at least one eligible employee must be extended coverage. An employee that averages 30 hours/week or more is considered eligible automatically as a full-time employee. A part-time employee that works 20-29 hours/week is considered eligible only if the employer extends an offer of coverage to part-time employees that work 20-29 hours/week.

Employees that work less than 20 hours/week or are 1099 or are seasonal are not eligible.

There may be a more recent answer to this question. Contact Claremont for an update.