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Covered California for Small Business –
New Blue Shield Plans

New Cigna + Oscar (C+O) small group sales and renewals will not be offered in 2025. At C+O’s request, all plans and rates have been removed from the quote engine. However, you can still quote or renew your C+O groups through December 15, 2024 by contacting us at quotes@claremontcompanies.com or 800.696.4543. Please note: the last day of coverage will be December 14, 2025.

For assistance, please contact our Quotes team at quotes@claremontcompanies.com or 800.696.4543.

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ACA/Healthcare Reform

Please describe the penalties that companies will pay when employees go to the Exchange in 2014, because the company did not provide coverage.

  • Penalty if large employer fails to offer minimum essential coverage: ($2,000 x the number of full-time employees minus the first 30 full-time employees) ÷ 12
  • Penalty if large employer fails to offer affordable or minimum value coverage: The lesser of ($3,000 x the number of employees who receive a premium tax credit or cost-sharing reduction) ÷ 12; or ($2,000 x the number of full-time employees minus the first 30 full-time employees) ÷ 12
  • Please note, for 2015 plus any calendar months of 2016 that fall within the employer’s 2015 plan year[1], if an applicable large employer with 100 or more full-time employees (including FTEs) is subject to a penalty, the penalty will be calculated reducing the applicable large employer’s number of full-time employees by 80 rather than 30.

There may be a more recent answer to this question. Contact Claremont for an update.

In our library, you’ll find carrier forms, applications, enrollment kits, broker bonuses, marketing resources, and more (video tutorial). However, not all carrier forms are available online.

If you don’t find what you are looking for, contact our team for help at 800.696.4543 or materialsrequest@claremontcompanies.com.

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