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Why Choose Health Net?
✔ Lowest rates in the market – Affordable options without compromising quality.
✔ Robust PPO network – Competes with major carriers like Anthem and Blue Shield.
✔ Flexible HMO options – Networks to fit nearly every group statewide and every budget.
✔ Simplified underwriting – Only 25% participation required for groups with 5+ enrolling. No DE9C or prior carrier bill needed.
✔ Easy-to-sell benefits – $0 deductible HMO plans + four years of rate stability.
✔ Nationwide coverage – Cigna network access for out-of-state employees + state plurality rules for group qualification.
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Call us at 800.696.4543 | Email us at info@claremontcompanies.com.
Login To PrismPlease explain cost sharing reductions.
Cost sharing reductions (CSR) help people with their out-of-pocket costs such as deductibles, coinsurance and copayments. It is only available to people who enroll in in a silver plan. The issuers provide the extra help with out-of-pocket costs by covering more of the costs of covered benefits, hence increasing the actuarial value of a silver plan. As a result, the individual pays lower deductibles, coinsurance, and/or copayments.
There are three levels of savings available to people who qualify for a CSR. The level of savings is based on the family’s income. See table on page 18 in the Eligibility for Individuals and Families participant guide.
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